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Explore our latest thoughts on innovation and technology (28 posts)

Person making contactless payment with smartphone and credit cards over payment terminal

Modernising the Technology Spine: Why Banks Must Rebuild Cards, Payments and Core Platforms

Corporate team reviewing enterprise AI operating model for banking innovation on large screen

Enterprise AI in Banking: The Next Operating Model

Coins flowing from a jar into a smartphone representing digital money transfer

Why a Challenger Bank Temporarily Suspended PayTo in Australia — And What It Reveals About Scam Risks in Real-Time Payments

3D bar graph with glowing arrows showing increasing transaction volume with digital payment icons

Repositioning Payments: What Banks Must Consider to Sustain Growth and Returns

People using digital devices for payments and banking at CBA Digital Innovation Centre with Sydney Opera House view

Payments are Quietly Reshaping Bank Economics in Australia

Diagram showing embedded finance flow for SMBs with card activation, payments, bookkeeping, capital access, and business growth

Unlocking SMB Card Growth: From Underutilisation to Embedded Value

Elderly man receiving scam messages on phone and businesswoman reviewing fraud documents in office

Scam prevention needs a rethink of approach: why Australia must treat scams differently from fraud

Diagram illustrating payments as a strategic growth engine linking global sellers, ecom hubs, transactions, data insights, and vendor portals

Payments as a Growth Lever: Stabilising GMV and Driving Retention in Digital Marketplaces

Diagram of Australia showing payments ecosystem reset components including financial institutions, fintech innovators, regulators, consumers, businesses, merchants, and system upgrades.

Australia’s Payments Reform : A Structural Reset of the Ecosystem

From ISO 20022 to Tokenised Assets: The Three Stages of Payment Infrastructure Evolution

December 19, 2025

From ISO 20022 to Tokenised Assets: The Three Stages of Payment Infrastructure Evolution

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